As the most widely used method of external finance, leasing is an integral element in the total lifecycle of an IT solution. It affords businesses the ability to acquire and deploy the equipment and solutions to gain competitive edges in today's changing environment.
CBTS' Leasing and Financing Program enables businesses to acquire the most advanced equipment and technology solutions without a large capital outlay. Typically, CBTS can offer 100% leasing with fixed rate and fixed payment, completely eliminating down payments. The lease terms are usually structured beyond most common loan terms normally available. The service also offers a lower scheduled payment plan and enables upgrades without refinancing.
Benefits
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Leasing with CBTS Financial Services, your business can retain capital and preserve credits, while taking advantage of the latest IT technologies that improve operational efficiencies and gain competitive advantages. Read More
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Leasing with CBTS Financial Services, your business will gain the following benefits:
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Capital is retained, which can be utilized elsewhere in your business
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Credit is preserved since a lease is not a loan. Leasing is a new source of credit that will allow you to keep bank lines of credit open for future needs
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Acquisitions not budgeted can be accomplished through leasing. Acquiring equipment through a lease, which is an operational expense rather than a capital outlay, is generally much easier to manage from a cash flow perspective
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Obsolescence of equipment can be eliminated using CBTS since each lease renews the equipment. If you own it, you may extend its depreciable life to the point where more efficient computers would enhance your operational efficiency and increase your critical competitive advantages
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Tax benefits are realized. True lease payments are generally 100 percent tax deductible as an operational expense. If you borrow funds to acquire the equipment, only the interest and the depreciation allowed each year by the IRS can be deducted*
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Your business' liquidity, leverage, solvency and profitability ratios will be improved
* Consult your tax counsel for specific recommendations.
